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    <loc>https://www.chril.org/new-blog</loc>
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    <lastmod>2020-09-30</lastmod>
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    <loc>https://www.chril.org/new-blog/2018/4/5/compared-to-people-without-disabilities-people-with-disabilities-get-more-preventive-care-but-less-dental-care</loc>
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    <lastmod>2020-03-04</lastmod>
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      <image:title>All Research - Compared to people without disabilities, people with disabilities get more preventive care but less dental care.</image:title>
      <image:caption>Image: A dentist's examination room with purple chairs.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2018/4/5/after-the-aca-more-people-with-mental-health-conditions-had-insurance-and-could-access-care</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1534456553383-ZFF2IKDC9ETDMAETSA4U/image-asset.jpeg</image:loc>
      <image:title>All Research - After the ACA, more people with mental health conditions had insurance and could access care</image:title>
      <image:caption>Image: A clean, relaxing empty medical waiting room with cream walls and floor and purple couches.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2018/4/5/medication-costs-and-adherence-of-treatment-before-and-after-the-affordable-care-act-19992015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
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      <image:title>All Research - More people could afford their medications after the Affordable Care Act.</image:title>
      <image:caption>Image: A blister pack of purple oblong pills.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2018/4/5/people-with-disabilities-and-health-insurance-marketplaces-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1534456609104-TVBCQND9OMM9D39V59DV/image-asset.jpeg</image:loc>
      <image:title>All Research - People with Disabilities and Health Insurance Marketplaces (Report)</image:title>
      <image:caption>Image; A purple keyboard, with the photo centered on one key which features the logo of a shopping cart.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2018/4/5/for-people-with-disabilities-living-in-a-state-that-expanded-medicaid-meant-they-were-more-likely-to-have-a-job</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1534456473276-1BOLM4VBMX5S621QRKEJ/image-asset.jpeg</image:loc>
      <image:title>All Research - For people with disabilities, living in a state that expanded Medicaid meant they were more likely to have a job.</image:title>
      <image:caption>Image: A construction worker stands in a waist-high ditch. Purple cables are in the foreground.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2018/4/12/centers-for-independent-living-report-that-their-consumers-are-concerned-about-the-uncertain-climate-of-health-reform</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1534456184724-OANN8DT6LD213JGSKHW4/image-asset.jpeg</image:loc>
      <image:title>All Research - Centers for Independent Living report that their consumers are concerned about the uncertain climate of health reform.</image:title>
      <image:caption>Image: A purple F. A. Q. key on a black keyboard.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2018/4/12/high-risk-pools-an-illusion-of-coverage-that-may-increase-costs-for-all-in-the-long-term</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1534456894193-QN7VXHD6JFU3GQUL1Q8K/image-asset.jpeg</image:loc>
      <image:title>All Research - High-Risk Pools: An Illusion of Coverage That May Increase Costs for All in the Long Term</image:title>
      <image:caption>Image: A purple and pink beach ball floats in a blue swimming pool.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2018/4/12/the-prevalence-and-treatment-of-opioid-misuse-among-working-age-adults-with-disabilities-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1534456513137-SRPMRIN7QXMD07LZSWQJ/image-asset.jpeg</image:loc>
      <image:title>All Research - The prevalence and treatment of opioid misuse among working-age adults with disabilities, 2016</image:title>
      <image:caption>Image: A pair of hands in purple medical gloves count a handful of small white pills.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2018/4/12/after-class-is-a-voluntary-public-insurance-program-a-realistic-way-to-meet-the-long-term-support-and-service-needs-of-adults-with-disabilities</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1534457221977-CEHCSPXE6QA0PYGJCB1J/image-asset.jpeg</image:loc>
      <image:title>All Research - After CLASS - Is a voluntary public insurance program a realistic way to meet the long-term support and service needs of adults with disabilities?</image:title>
      <image:caption>Image: A purple umbrella hangs on the handle of a worn blue door.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2018/4/12/the-prevalence-and-treatment-of-opioid-misuse-among-working-age-adults-with-disabilities-2016-1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1534456956273-N5MQF5GLRA0P3RTTZAEM/image-asset.jpeg</image:loc>
      <image:title>All Research - "Paying the price to get there": Motherhood and the dynamics of pregnancy deliberations among women with disabilities</image:title>
      <image:caption>Image: A woman in a gray dress stands in front of a brick wall. She is holding her pregnant stomach.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2018/4/12/under-representation-of-certain-disability-groups-by-the-american-community-survey-acs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1534456679662-WQAMOTUA1KTFC368KTDY/image-asset.jpeg</image:loc>
      <image:title>All Research - Under-representation of certain disability groups by the American Community Survey (ACS)</image:title>
      <image:caption>Image: An abacus with colorful beads.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2018/4/12/highlights-of-nhis-trend-analysis-1998-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1534456992937-5189RIYCZGVMDWN8Z55C/image-asset.jpeg</image:loc>
      <image:title>All Research - After the ACA, People with Disabilities were more likely to have coverage, but still relied heavily on public insurance</image:title>
      <image:caption>Image: A purple day planner, fanned to show the pages.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2018/4/17/take-the-chril-survey-on-health-insurance-and-health-reform</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1534456035036-WMBO8SLU4N1WLJQ1IUIE/image-asset.jpeg</image:loc>
      <image:title>All Research - The CHRIL survey on health insurance and health reform (Now Closed)</image:title>
      <image:caption>Image: A woman takes a survey on a clipboard.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2018/4/24/just-because-our-diseases-are-rare-doesnt-mean-we-dont-count-perspectives-of-americans-with-disabilities-on-access-to-health-care</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1534455958712-UU8PKIMX0OM6LNH766L7/image-asset.jpeg</image:loc>
      <image:title>All Research - “Just because our diseases are rare doesn’t mean we don’t count:” Perspectives of Americans with disabilities on access to health care</image:title>
      <image:caption>Image: A microphone in front of a purple background.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2018/8/16/medicaid-expansion-as-an-employment-incentive-program-for-people-with-disabilities</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1534455000757-DDK9OHNQUNQGOST1TKHF/image-asset.jpeg</image:loc>
      <image:title>All Research - Medicaid Expansion as an Employment Incentive Program for People With Disabilities</image:title>
      <image:caption>Image: White paper house being covered or protected by a purple umbrella.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2019/1/30/healthcare-utilization-and-spending-among-working-age-adults-with-and-without-disabilities-2008-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1548893453649-PCAL4S8BNHLCC2S49563/image-asset.jpeg</image:loc>
      <image:title>All Research - Healthcare Utilization and Spending among Working-Age Adults with and without Disabilities, 2008-2016</image:title>
      <image:caption>Image: An old-fashioned cash register in close-up.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2019/3/5/perspectives-of-adults-with-disabilities-on-access-to-health-care-after-the-aca</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1551822620473-Y1RRNLEC2E03ELBI2WXO/edited.jpg</image:loc>
      <image:title>All Research - Perspectives of Adults with Disabilities on Access to Health Care after the ACA: Qualitative Findings</image:title>
      <image:caption>Image: Doctors in purple and white scrubs walking away from the camera down a hospital hallway.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2019/4/23/chril-at-narrtc</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1583272140527-W1PJVICB2O6U3KOL53RH/stock2.jpg</image:loc>
      <image:title>All Research - CHRIL at NARRTC!</image:title>
      <image:caption>Image: A professional meeting room with empty office chairs, projector equipment, and a blank paper board; skyscrapers and trees can be seen out the window.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2019/8/5/consumer-messages-to-policy-makers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1583271304803-APW5SPCI2EDMF519JYR5/stock1.JPG</image:loc>
      <image:title>All Research - Consumer Messages to Policy Makers</image:title>
      <image:caption>Image: A woman with glasses and a surgical mask takes the blood pressure of an older man with a black baseball cap; he’s lying on a hospital bead with tubes hooked up to his arm.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2019/9/30/a-comparison-of-health-disparities</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1583270729257-T2D52Z1XGI8KIFIRGPL2/image-asset.jpeg</image:loc>
      <image:title>All Research - A Comparison of Health Disparities Among Americans With Intellectual Disability and/or Autism Spectrum Disorder and Americans With Other Disabilities</image:title>
      <image:caption>Image: An older man with a balding head reaching out his hands to a younger man with a beard and a maroon baseball cap; they’re both laughing.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2019/9/30/differences-in-social-connectedness-and-perceived-isolation-among-rural-and-urban-adults-with-disabilities</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1583270452551-VUCUJSUGF5ATCTQJ0GLM/image-asset.jpeg</image:loc>
      <image:title>All Research - Differences in Social Connectedness and Perceived Isolation Among Rural and Urban Adults with Disabilities</image:title>
      <image:caption>Image: A person reaching out their hand to another person’s palm; their faces cannot be seen.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2020/3/3/health-disparities-among-sexual-and-gender-minorities-with-autism-spectrum-disorder</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1583292961714-DL9STWWLNA3BB9S4CXYH/stock3.jpg</image:loc>
      <image:title>All Research - Health Disparities Among Sexual and Gender Minorities with Autism Spectrum Disorder</image:title>
      <image:caption>Image: A large group at a gay pride parade, holding up rainbow flags.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2020/9/30/perspectives-on-health-policy-from-people-with-disabilities</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-09-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1601492871383-50ZQX6N6H3LHYSAZ13GO/6677.jpg</image:loc>
      <image:title>All Research - Perspectives on Health Policy From People With Disabilities</image:title>
      <image:caption>Image: The dome of the US Capitol building, with large clouds growing behind</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/2020/9/30/evaluating-mturk-as-a-recruitment-tool-for-rural-people-with-disabilities</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-09-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1601492634160-WIVUUR1TI55LT51AJ4JV/mturk.png</image:loc>
      <image:title>All Research - Evaluating MTurk as a recruitment tool for rural people with disabilities</image:title>
      <image:caption>Image: A laptop computer and mouse on a wooden table, viewed from above</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/category/Insurance+Coverage</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/category/Employment</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/category/Healthcare</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/category/Reports+and+Briefs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/category/Research</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chril.org/new-blog/category/Plain+Language+Summary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chril.org/events</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-09-30</lastmod>
  </url>
  <url>
    <loc>https://www.chril.org/events/2016/5/4/the-affordable-care-act-and-persons-with-disabilities-an-introduction-and-overview</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1523553480359-HMQUQGN89GCRK3RE5LJ4/ndnrc+homepage.png</image:loc>
      <image:title>Events - The Affordable Care Act and Persons with Disabilities: An Introduction and Overview</image:title>
      <image:caption>Image: A screenshot of the NDNRC's website, showing several pictures of people with disabilities and the label "cross-disability information and support for Navigators and other enrollment specialists."</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/events/2016/9/27/early-findings-from-the-chril</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1523552942537-JQVZGY5J7VCCJ6EFVSVZ/unadjustedrates.png</image:loc>
      <image:title>Events - Early Findings from the CHRIL</image:title>
      <image:caption>Image: A slide from the presentation showing Unadjusted rates of Current Uninsurance from 2008-2015, dropping from 17-18% in 2008-2012 to 9% in 2015.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.chril.org/events/2017/12/13/the-future-of-medicaid</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-31</lastmod>
  </url>
  <url>
    <loc>https://www.chril.org/events/2018/6/13/health-insurance-coverage-and-health-care-disparities</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-31</lastmod>
  </url>
  <url>
    <loc>https://www.chril.org/events/2018/6/23/academyhealth-annual-research-meeting</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-31</lastmod>
  </url>
  <url>
    <loc>https://www.chril.org/events/2018/7/23/national-council-on-independent-living-ncil-annual-conference</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-31</lastmod>
  </url>
  <url>
    <loc>https://www.chril.org/events/2018/8/22/centers-for-independent-living-cils-survey-and-executive-director-follow-up-interview-findings</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-31</lastmod>
  </url>
  <url>
    <loc>https://www.chril.org/events/2018/10/5/association-of-programs-for-rural-independent-living</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-04-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5abe7e9b5ffd206d61d648ef/1542315090781-VAODY2NQ9BD36A158R0C/IMG_0260.jpeg</image:loc>
      <image:title>Events - Association of Programs for Rural Independent Living Annual Meeting</image:title>
      <image:caption>Picture: CHRIL presentation at the APRIL Conference. Picture is of a room with audience members looking toward the front of the room as CHRIL presenters speak.</image:caption>
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