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The Collaborative on Health Reform and Independent Living

  • Projects
    • Disability Stories Project
    • CHRIL/IL-NET COVID Survey
    • Social Determinants of Health
    • CIL Transitions and COVID
  • Research
  • Events
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High-Risk Pools: An Illusion of Coverage That May Increase Costs for All in the Long Term

August 12, 2017 Elizabeth Wood
Image: A purple and pink beach ball floats in a blue swimming pool.

Image: A purple and pink beach ball floats in a blue swimming pool.

This article provides information on a state option in the American Health Care Act (AHCA) that allows for high-risk pools in health insurance plans. These plans place persons with preexisting conditions into a pool with others who may have high health care costs. In the past, high-risk pools have not made the cost of insurance affordable or provided adequate coverage to persons with or without preexisting conditions. High-risk pools operated in 35 states before the ACA was passed. At that time, the United States had 47 million uninsured people, 33 million of whom lived in states with high-risk pools. The authors believe that any legislation providing for high-risk pools would be a huge step backward for American health care policy.

Read original article here (open access). 

Requests for Single Reprints: Jean P. Hall, PhD, University of Kansas Medical Center, Department of Health Policy and Management, Mail Stop 3044, 3901 Rainbow Boulevard, Kansas City, KS 66160; e-mail, jhall@ku.edu.

← Under-representation of certain disability groups by the American Community Survey (ACS)"Paying the price to get there": Motherhood and the dynamics of pregnancy deliberations among women with disabilities →

jjkennedy@wsu.edu

The contents of this website were developed under a grant from the National Institute on Disability, Independent Living, and Rehabilitation Research (#90DP0075-01-00). NIDILRR is a Center within the Administration for Community Living (ACL), Department of Health and Human Services (HHS). The contents do not necessarily represent the policy of NIDILRR, ACL, HHS, and you should not assume endorsement by the Federal Government.